Understanding 3D Secure

Article by Megan Grosso

All E-commerce payments use 3D secure, which is a popular fraud prevention method. It's an additional verification site to prove you are the card owner when paying with your card online.

Originally it was rolled out by Visa in the early 2000's but it’s now been adopted by many of the high street banks.

So what is 3D secure?

It stands for 3 Domain Secure which includes the 3 parties involved in processing a secure transaction. These are: the vendor, your bank, the payment scheme; Visa, Mastercard, or Amex.

When you buy a product online, you'll be redirected to a payment gateway to complete your purchase. Here you may have to enter a password / code you use for online banking, or an authorisation code sent to your mobile / email / online banking app.

To find out how to get started with E-commerce, call us on 01245 330720.

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