Calc 2
 

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£
£
£

Section 1 (Expenses)

Static

Static

Section 2 (Savings)

Current monthly charges inc terminal - 10% calc

Current monthly charges inc terminal - 25% calc

Section 3 (Card Split)

68/100 * Monthly card turnover

20/100 * Monthly card turnover

7/100 * Monthly card turnover

5/100 * Monthly card turnover
Monthly card turnover / Avg transaction value

Adding card splits (minus Auth fee)

Section 4 (Min Rates)

Debit Card (68%)

Value from Debit Card (Section 3)
%
Static Value

Debit card min rate * Debit card turnover / 100

Credit Card (20%)

Value from Credit Card (Section 3)
%
Static Value

Debit card min rate * Debit card turnover / 100

V Debit Corp (7%)

Value from V Debit Corp (Section 3)
%
Static Value

V Debit Corp min rate * V Debit Corp turnover / 100

Corporate Card (5%)

Value from Corporate Card (Section 3)
%
Static Value

Corporate Card min rate * Corporate Card turnover / 100

Auth Fee (1 pence per transaction)

Static Value

Auth Fee min rate * Auth Fee (from Section 3)

Totals

%
Min charge total / Gross Total (section 3)

Adding all minimum charges from section 4

Adding all minimum charges from section 4 minus PCI & Terminal from section 1

Section 5 (Target Rates)

Value from Minimum Saving 25% (Section 2)

Value from Minimum Saving 25% - PCI - Terminal (Section 2)

Debit Card Targets

%
Debit card target charge / Debit card 68% (Section 3) * 100

Debit card percentage / 100 * Target Charge Total (Less PCI & Terminal) Section 5
%
Debit card min charge / Min charge total (Less PCI & Terminal) Section 4

Credit Card Targets

%
Credit card target charge / Credit card 20% (Section 3) * 100

Credit card percentage / 100 * Target Charge Total (Less PCI & Terminal) Section 5
%
Credit card min charge / Min charge total (Less PCI & Terminal) Section 4

V Debit Corp Targets

%
V Debit Corp target charge / V Debit Corp 7% (Section 3) * 100

V Debit Corp percentage / 100 * Target Charge Total (Less PCI & Terminal) Section 5
%
V Debit Corp min charge / Min charge total (Less PCI & Terminal) Section 4

Corporate Card Targets

%
Corporate Card target charge / Corporate Card 5% (Section 3) * 100

Corporate Card percentage / 100 * Target Charge Total (Less PCI & Terminal) Section 5
%
Corporate Card min charge / Min charge total (Less PCI & Terminal) Section 4

Auth Fee Targets

%
Auth Fee target charge / Corporate Card 5% (Section 3) * 100

Auth Fee percentage / 100 * Target Charge Total (Less PCI & Terminal) Section 5
%
Auth Fee min charge / Min charge total (Less PCI & Terminal) Section 4

Gross Total

Value from Min Charge Total (Section 4)
%
Gross Total Target Charge / Gross Total (Section 3) *100

Value from Saving Target (25%) (Section 2)

Gross Total Less PCI & Terminal

Gross Total Min Charge - PCI (Section 1) - Terminal (Section 1)

Gross Total Target Charge - PCI (Section 1) - Terminal (Section 1)

Section 6 - Higher Of Saving

Summary MAIN

Value of Current Monthly Charges inc. Terminal (Input at top of form)

Value of Higher of saving (Section 6)

Current Monthly Charges inc. Terminal - Paynetworx Monthly Charges inc. Terminal (this section)

Monthly saving * 12
%
Monthly saving / Current Monthly Charges inc. Terminal * 100

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Payment on your terms. Bespoke to your business

Paynetworx, based in Essex, is helping SME’s across the UK take payment easily in-store, on the go or online. Simple & secure payments, on your terms.

We provide support and guidance to getting you set-up with your card payments.

Card Terminals

For your face-to-face card payments, we provide an extensive range of counter-top, portable & mobile terminals to best suit your business environment.
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Ecommerce

Take payments on your website or by sending a secure link to your customer.


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Accepting payments virtually – all you need is a smartphone, tablet or laptop, and an internet connection. 
Use Pay-by-link by sending a secure link to your customer.
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We’re a business that actually cares

We may not be the biggest but we certainly have the biggest heart!

Nowadays accepting card payments is a necessity to most businesses, whether online or in store. We make it as easy as it should be to take card payments for any business. Our solutions are simple, reliable & affordable.

We’re Transparent

With Paynetworx, there’s no hidden fees, no hidden terms & conditions or any roadblocks along the way. The price we quote you, is the price you will pay. There’s a lot of jargon in the card payment industry but ask us anything and we’ll be open & honest with you.



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Trees clean our air and water, create habitats for biodiversity, contribute to our health and wellbeing, and create jobs for social impact.


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